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Privacy Policy

Privacy Policy

Effective and Last Updated: July 31, 2026

Titan Funding Partners LLC ("Titan Funding Partners," "Titan," "we," "our," or "us") respects your privacy. This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you visit our website, submit or continue a business-financing inquiry or application, communicate with us, use our services, or otherwise interact with us online or offline.

This Policy applies to personal information relating to business owners, guarantors, applicants, prospective customers, customers, website visitors, and other individuals who interact with Titan. Our services are intended for commercial and business purposes. Additional notices, authorizations, or agreements presented at the time of collection may also apply. If another notice conflicts with this Policy for a specific transaction, the more specific notice controls for that transaction.

1. Personal Information We Collect

Depending on how you interact with us, we may collect the following categories of personal information.

A. Identifiers and contact information

Name, business name, trade name, postal address, email address, telephone number, account or application identifiers, internet protocol address, online identifiers, signature, and similar information.

B. Business and application information

Business ownership, entity type, formation information, business address, industry, requested financing amount, intended use of funds, time in business, revenue, sales, existing obligations, funding history, references, application status, supporting explanations, and other information submitted in connection with a financing inquiry or application.

C. Sensitive and financial information

Where necessary for an application, underwriting, verification, fraud prevention, servicing, or legal compliance, we may collect Social Security numbers, employer identification numbers, dates of birth, government-issued identification information, bank-account and routing information, bank statements, payment-processing statements, tax information, credit information, consumer or business reports, financial-account activity, and authentication or account-access information.

D. Communications and call information

Emails, text messages, chat messages, application notes, customer-service communications, voicemail, telephone numbers called or received, call dates and times, call duration, disposition and outcome information, and other communication metadata. Where permitted by law and after any required notice or consent, telephone calls may be monitored, recorded, transcribed, summarized, or analyzed for quality assurance, training, security, compliance, customer service, application follow-up, and recordkeeping.

E. Device, internet, and usage information

Browser type, operating system, device type, IP address, referring page, pages or features viewed, timestamps, session and authentication data, error and performance information, and interactions with our website, application forms, emails, or other digital services.

F. Professional and relationship information

Job title, occupation, role in the business, ownership percentage, authorized-representative status, relationship to an applicant or business, and information about employees, partners, co-owners, guarantors, or professional advisers provided in connection with a transaction.

G. Inferences and analysis

Information derived from the categories above, such as application completeness, eligibility indicators, fraud or identity-verification signals, risk indicators, communication preferences, and other underwriting, servicing, or operational assessments. Automated and AI-assisted tools may help us classify documents, extract information, summarize communications, identify inconsistencies, or support review. These tools support our personnel and processes; they do not change your rights under applicable law.

We do not intentionally collect medical information, biometric identifiers, precise geolocation, or information about protected characteristics unless you voluntarily provide it and it is reasonably necessary for a specific request or required by law. Please do not provide information that we have not requested.

2. Sources of Personal Information

We may collect personal information from:

  • You directly, including through our website, applications, upload links, telephone calls, email, text messages, forms, and customer-service interactions.
  • Your business and its representatives, including co-owners, guarantors, employees, agents, accountants, brokers, or advisers who are authorized to provide information.
  • Referral and intake sources, where you or your business asked to be connected with us or authorized the source to provide your information.
  • Financial institutions, payment processors, credit bureaus, consumer-reporting agencies, and verification providers, where permitted by law and authorized as required.
  • Publicly available and government sources, such as business registries, licensing records, sanctions lists, court records, and other lawful public records.
  • Service providers and transaction participants, including providers that host, secure, transmit, verify, analyze, or process information on our behalf.
  • Automatically from devices and services, through cookies, local storage, logs, security tools, and similar technologies.

If you provide personal information about another individual, you represent that you are authorized to do so and that you have provided any required notice or obtained any required consent.

3. How We Use Personal Information

We may use personal information to:

  • Receive, verify, process, evaluate, underwrite, approve, decline, document, fund, service, renew, modify, collect, or otherwise administer a commercial-financing transaction.
  • Confirm identity, business ownership, authority, financial condition, bank activity, creditworthiness, eligibility, and application information.
  • Request missing documents, provide application or account updates, answer questions, schedule or return calls, and provide customer care.
  • Communicate about commercial-financing products or services that relate to an inquiry, application, account, or consent you provided.
  • Maintain call histories, recordings, transcripts, summaries, dispositions, and representative performance or quality records where permitted by law.
  • Detect, investigate, and prevent fraud, identity theft, misuse, security incidents, illegal activity, and violations of our agreements or policies.
  • Operate, secure, troubleshoot, monitor, test, analyze, and improve our website, systems, communications, services, and customer experience.
  • Authenticate users, maintain sessions and preferences, provide requested functionality, and administer internal access controls.
  • Train personnel, perform quality assurance, maintain records, resolve complaints and disputes, and enforce contractual rights.
  • Comply with laws, regulations, legal process, audits, reporting requirements, and lawful requests from courts, regulators, or government authorities.
  • Establish, exercise, or defend legal claims; protect Titan, our customers, and others; and support a corporate transaction or business reorganization.
  • Carry out another purpose disclosed to you at collection or with your direction or consent.

We may deidentify or aggregate information and use or disclose the resulting information for lawful business purposes. We will not attempt to reidentify information that applicable law requires us to maintain in deidentified form.

4. How We Disclose Personal Information

We may disclose personal information to the following categories of recipients when reasonably necessary for the purposes described above.

A. Service providers and contractors

Providers that supply cloud hosting, databases, cybersecurity, document storage, document processing, OCR, analytics, application intake, electronic signatures, identity or business verification, credit or bank-data services, telecommunications, branded calling, call recording or transcription, email and text delivery, customer engagement, error monitoring, customer support, workflow automation, payment or accounting support, professional services, and similar operational functions. These parties are authorized to process information only for contracted services and are expected to protect it appropriately.

B. Financing and transaction participants

Banks, lenders, funders, financing sources, brokers, processors, syndication or participation partners, and their service providers when disclosure is reasonably necessary to evaluate, arrange, document, fund, purchase, participate in, service, renew, collect, or otherwise administer the commercial-financing transaction you requested or authorized. We do not provide mobile opt-in data or text-message consent to these parties for their independent marketing.

C. Credit, banking, and verification sources

Consumer-reporting agencies, business-credit bureaus, banks, payment processors, identity-verification providers, fraud-prevention services, public-record services, and similar sources where authorized or permitted by law.

D. Professional advisers

Attorneys, accountants, auditors, insurers, consultants, and other professional advisers subject to appropriate duties of confidentiality.

E. Government, legal, and safety recipients

Courts, regulators, law-enforcement agencies, government bodies, and other parties when we reasonably believe disclosure is required or permitted by law, legal process, regulation, audit, or to protect rights, safety, property, customers, or the public.

F. Corporate-transaction recipients

Actual or prospective buyers, investors, lenders, insurers, advisers, or other participants in a merger, financing, reorganization, sale of assets, bankruptcy, or similar transaction, subject to appropriate safeguards.

G. At your direction or with your consent

Other recipients when you direct us to disclose information, authorize the disclosure, or intentionally interact with a third party through our services.

5. No Sale for Money; No Cross-Context Behavioral Advertising

We do not sell personal information to data brokers or third parties for money. We do not share personal information for cross-context behavioral advertising, and we do not use sensitive personal information to infer characteristics about individuals for advertising purposes.

Some privacy laws define "sale" broadly to include certain disclosures made for valuable consideration. We disclose application information to financing and transaction participants only for the commercial-financing transaction requested or authorized, not for unrelated advertising. If an applicable law treats a particular disclosure as a sale and provides an opt-out right, you may submit an opt-out request using the contact information in Section 15.

6. Telephone, Text Message, Email, and Branded Calling Practices

When you provide a telephone number or email address, we may contact you as permitted by law and consistent with the choices and authorizations you provide. Communications may relate to an inquiry or application, missing documents, account servicing, transaction updates, requested callbacks, commercial-financing products or services, or other purposes described in the applicable consent disclosure.

Where you affirmatively consent, communications may use an automatic telephone dialing system, prerecorded or artificial voice, AI-generated or AI-assisted voice or messaging, text/SMS, or email. Consent to marketing communications is not a condition of obtaining a product or service. Message frequency varies, and message and data rates may apply.

  • To stop text messages, reply STOP. For help, reply HELP or call (866) 996-4266.
  • To stop marketing emails, use the unsubscribe link in the message or contact us.
  • To request that we stop non-required telephone calls, tell the representative or call (866) 996-4266.

We maintain suppression and do-not-contact records to honor valid opt-out and revocation requests. Opting out of marketing does not prevent communications that are transactional, legally required, necessary to service an existing account or transaction, or otherwise permitted by law.

We may use verified caller identification, caller-name services, branded calling, call-reputation services, and telecommunications analytics to help recipients recognize legitimate Titan calls, protect against spoofing, monitor deliverability, and prevent fraud.

Mobile-information commitment. No mobile information will be shared with third parties or affiliates for their marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service and communications delivery, is permitted. Text-messaging originator opt-in data and consent will not be shared with third parties for their independent marketing or promotional use.

7. Call Recording, Transcription, and AI-Assisted Processing

Calls may be monitored, recorded, or transcribed only when enabled and permitted by applicable law. Where notice or consent is required, we will provide it before or at the beginning of the recording. If you do not want a call recorded, tell the representative. Depending on the circumstances, we may disable recording, continue through another channel, or end the call.

Recordings and transcripts may be used for customer service, quality assurance, training, fraud prevention, compliance, dispute resolution, documentation of instructions or consent, and analysis of call outcomes. Access is limited to authorized personnel and service providers with a business need. We may use automated or AI-assisted services to transcribe, summarize, classify, or analyze communications and submitted documents. Such providers process information on our behalf under contractual and security obligations.

8. Cookies and Similar Technologies

We and our service providers may use cookies, local storage, pixels, software development kits, server logs, and similar technologies to:

  • Operate and secure the website and application process.
  • Authenticate users and maintain sessions.
  • Remember preferences and incomplete application progress.
  • Prevent fraud and abuse.
  • Diagnose errors and measure performance.
  • Understand aggregate usage and improve services.
  • Determine whether communications were delivered, opened, or acted upon where permitted by law.

Most browsers allow you to block or delete cookies. Blocking necessary cookies or local storage may prevent portions of our services from functioning. We do not currently use third-party advertising cookies for cross-context behavioral advertising.

Because there is not a uniform industry response to browser "Do Not Track" signals, our services may not respond to them. Where required by applicable law, we will treat a recognized opt-out preference signal, such as Global Privacy Control, as a request to opt out of sale or sharing for the browser or device from which the signal is received.

9. Data Retention

We retain personal information only for as long as reasonably necessary for the purpose for which it was collected and for legitimate business, contractual, security, tax, accounting, audit, dispute-resolution, enforcement, and legal-compliance purposes.

Retention periods vary based on the type and sensitivity of the information, the status and duration of an application or customer relationship, contractual obligations, applicable limitation periods, legal or regulatory requirements, fraud and security risks, and whether the information is needed to establish, exercise, or defend legal claims. When information is no longer reasonably necessary, we take steps designed to delete, destroy, anonymize, or securely isolate it, subject to lawful backup and recordkeeping practices.

10. Data Security

We use administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, acquisition, destruction, loss, misuse, alteration, or disclosure. These safeguards may include role-based access controls, authentication controls, encryption in transit and where appropriate at rest, secure storage, monitoring and logging, vendor review, employee confidentiality obligations, backup and recovery controls, and incident-response procedures.

No method of transmission or storage is completely secure, and we cannot guarantee absolute security. If we identify a security incident affecting personal information, we will investigate and provide notices required by applicable law.

11. Your Privacy Rights and Choices

Depending on where you reside and subject to applicable exceptions, you may have the right to:

  • Confirm whether we process your personal information and access or obtain a copy of it.
  • Correct inaccurate personal information.
  • Delete personal information.
  • Obtain certain information in a portable format.
  • Opt out of a sale, sharing for cross-context behavioral advertising, targeted advertising, or certain profiling decisions.
  • Limit certain uses or disclosures of sensitive personal information.
  • Withdraw consent where processing is based on consent.
  • Appeal a denial of a privacy-rights request.
  • Receive equal service and not be discriminated against for exercising a privacy right.

To exercise a right, contact us using Section 15 and describe your request. We may need to verify your identity and authority before responding. We will use information provided for verification only to process and document the request. An authorized agent may submit a request where permitted by law, but we may require proof of authority and direct verification from the individual.

Rights are not absolute. We may deny or limit a request when an exception applies, including where information is needed to complete a transaction, service an account, detect fraud, protect security, comply with law, exercise legal rights, maintain required records, or protect another person's privacy. We will explain our decision when required.

12. California and Other U.S. State Privacy Disclosures

The disclosures below supplement this Policy for residents of states with applicable comprehensive privacy laws. They describe our practices during the preceding 12 months and our current practices.

Categories of personal information, purposes, and recipients
Category of personal information Examples Business or commercial purposes Categories of recipients
Identifiers Name, address, email, phone, IP address, signature, account or application ID Application processing, identity verification, communications, security, servicing, compliance Service providers; transaction participants; verification sources; professional advisers; government/legal recipients
Customer records and application data Business and owner information, requested amount, application details, transaction records Underwriting, funding, servicing, customer care, recordkeeping Service providers; transaction participants; professional advisers
Sensitive and financial information SSN, EIN, date of birth, identification data, bank and credit information, account credentials Identity and credit verification, underwriting, fraud prevention, servicing, compliance Authorized service providers; credit, banking, and verification sources; transaction participants as authorized
Commercial and financial activity Revenue, balances, statements, funding history, payment and servicing information Eligibility, underwriting, funding, servicing, renewal, collection, reporting Service providers; transaction participants; professional advisers
Internet or electronic-network activity Device, browser, IP, pages viewed, logs, session and performance data Security, authentication, diagnostics, service improvement Hosting, security, analytics, and error-monitoring providers
Audio, electronic, or communications data Calls, recordings, transcripts, voicemail, email, texts, chats, communication metadata Customer care, quality, training, compliance, fraud prevention, recordkeeping Telecommunications, recording, transcription, communications, and support providers
Professional or relationship information Job title, ownership, role, authorized-representative status Authority verification, application processing, servicing Service providers; transaction participants
Inferences Eligibility, fraud, risk, document, and communication indicators Underwriting support, fraud prevention, quality, workflow management Authorized service providers and personnel; transaction participants where relevant

We do not knowingly sell or share for cross-context behavioral advertising the personal information of individuals under 18. We do not offer financial incentives in exchange for personal information.

California residents may request information about categories or specific pieces of personal information collected, sources, purposes, and recipients; request correction or deletion; and exercise other rights available under the California Consumer Privacy Act, as amended. If applicable law requires annual metrics or additional disclosures based on our business size or processing, we will provide them separately.

13. Children's Privacy

Our website and commercial-financing services are intended for adults acting for a business. They are not directed to children, and we do not knowingly collect personal information from anyone under 18. If you believe a minor has provided personal information to us, contact us so we can evaluate and address the information.

14. External Links and Third-Party Services

Our services may link to or interoperate with websites and services controlled by third parties. This Policy does not govern a third party's independent privacy practices. Review the privacy notice of any third-party service before providing information directly to it.

15. Contact Us and Submit Privacy Requests

To ask a privacy question, exercise an applicable privacy right, appeal a privacy-rights decision, or report a concern, contact:

Titan Funding Partners LLC
1280 Lexington Ave, FRNT 2
New York, NY 10028
Email: info@titanfundingpartners.com
Telephone: (866) 996-4266

Please include "Privacy Request" in the email subject line and describe the request and the state in which you reside. Do not email Social Security numbers, complete bank-account numbers, passwords, or copies of identity documents unless we provide a secure method and specifically request them.

16. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes in our services, practices, technology, or legal obligations. When we make changes, we will revise the "Last Updated" date above and post the updated Policy at the same public URL. If a change is material, we may provide additional notice as required by law. Prior versions may be requested using the contact information above.